• BAHAMAS AUTOMATED CLEARING HOUSE

    COMMITTED TO SERVE.

    LEARN MORE

Cutting-Edge | Best-in-Class | Resilient

We are committed to bringing integrity to the payment settlement process, increasing the efficiency of participating banks, enabling e-commerce, and advancing The Bahamas’ attractiveness to investors.

We understand the challenges

We are committed to providing solutions without prejudice to any institution and with the highest degree of professionalism while maintaining the core banking values of confidentiality and reliability.

We bring
experience

With over sixty years of banking and forty years of technology experience, combining the best and most brilliant minds to deliver excellence.

We
Deliver

We are committed to ensuring that financial transactions between the Clearing Banks are cleared and settled optimally with credibility to retail banking, thus protecting and enhancing shareholder value for publicly-held financial institutions.

We
specialize

Our products and services are curated with care and precision. As the sole national financial clearinghouse in The Bahamas, we facilitate the Clearing and Settlement of monetary transactions between the Retail Banks and The Central Bank of The Bahamas.

The Mission

Owned by the clearing banks of The Bahamas, the Bahamas Automated Clearing House is committed to serving the domestic retail banking industry directly and the business community at large

The Vision

In accordance with BACH’s objective of staying relevant in a changing environment, our aim is to contribute to mutual understanding, exchange, and cooperation between the different entities in the payments & financial services eco-system.

1

CENTRAL
BANK

7

CLEARING
BANKS

1

DAY CHEQUE
CLEARING

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Services Overview

Founded principally as the central facility for the member retail banks and maintained explicitly trained staff to handle transactions between banks and BACH. Today, the Bahamas Automated Clearing House, with regulatory oversight provided by The Central Bank of The Bahamas, provides solutions for all electronic and paper transactions.

Check Clearing and Settlement Service

  • Cheques
  • Cheque Returns

Electronic Credits and Debits Payments

  • Corporate Credit or Debit (CCD)
  • Credit Initiated Entry (CIE)
  • Prearranged Payment and Deposit (PPD)
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Brand Story

Portrayed with our national fish, the majestic Blue Marlin is known for its beauty and class; our logo symbolizes our commitment to the Bahamian culture and our history of resilience in the financial sector.

Cutting Edge

BACH has deployed cutting-edge systems, technologies, and resources to counter any potential threat to ensure safety and security and raise the performance bar by utilizing standardized “SMART” goals

Best-in-Class

Our successful history of providing a secure foundation of confidentiality, integrity, and reliability has paved the way for us to provide best-in-class service and support to our clients, employees, and stakeholders

Resilient

As with the majestic Blue Marlin, we deliver resilience in delivering service by placing Clients at the center of our business and growing, developing with them, and considering each client in every decision we make.